Credit is something that affects all of us in one form or another, but most people know surprisingly little about it. Your credit score isn’t just a number. It’s one of the most important tools used in shaping your financial life. Everyone from lenders to landlords,...

Tax season can feel like putting together a 1000-piece puzzle, but understanding the basics can turn financial stress into a manageable part of your yearly routine. Whether you are a student, a W-2 employee, or a side-hustle pro, this guide breaks down the essential...

A simple guide to short-term, mid-term, and long-term planning Financial goals aren’t just about numbers. They’re about building a life you feel confident in. Whether you’re managing your household, working full-time, balancing school and work, or venturing out...

As 2025 comes to a close, it’s important to prepare for the New Year with a solid financial plan to lead us to success and alleviate stress in the future. To help you get started, we’ve created a simple and practical financial checklist to help you reflect on your...

The holidays are quickly approaching, and with them can come excitement, as well as some financial pressure and many opportunities to overspend. Having upfront clarity around your finances and budget can save you stress later on.  Here are seven key numbers to...

October is recognized as Financial Planning Month, which makes it the perfect time to pause, reflect, and get intentional about your money. With proper financial planning, you can begin building a path toward independence, security, and peace of mind. So, what exactly...

As the school year kicks off, September is the perfect moment to recognize College Savings Month and to answer a question many families have: ‘How do I even start saving for college?’ The truth is, starting small makes a big difference. Even $25 a month can be the...

Let’s be real - adulting comes with paperwork. Somewhere between figuring out how to file taxes and learning how to reset your Wi-Fi router, insurance enters the chat. It may not be glamorous, but health and life insurance are two of the most powerful tools you have...

88.9% of Users Take Action: Our Latest Survey Results Reveal the True Impact of Financial Wellness Education At Sqwire, we've always believed that financial education should do more than just inform - it should inspire action. But believing something and proving it...

Financial Literacy Month may be over, but your journey toward confidence with money continues year-round. After all, financial education is a lifelong skill that helps you reduce stress, make smarter choices, and work toward lasting security. Whether you're building...

This is one of the most common financial questions people ask every spring—and for good reason. A tax refund can feel like a bonus, but it’s also a powerful opportunity to set yourself up for long-term financial success. According to the IRS, the average refund in...

How do I pay for college?  This is the No.1 question for a student (and often their family) as they navigate one of the most important decisions of their life.  Financing higher education is not only critical but also complex. Scholarships and loans have...

Money is always top of mind when your job is keeping a business afloat. As a savvy leader, it behooves you to keep up with the latest, greatest tools and strategies to navigate both challenges and opportunities. Speaking of strategies: How do you feel about accounts...

Many Hollywood greats have said that great directors helped draw out their best performances. It's the same in the workplace. As an employer, you set the stage for your people to perform their best. Like a director, you can approach your job from different angles in...

As Thanksgiving approaches, the team at Sqwire is reflecting on what matters most. While the bigger picture speaks to things like health and loved ones, we're zooming in on the work we do, particularly the partnerships that have made our mission possible. Today, we...

Life is like the MLB's best pitcher, throwing all the zingers. From fastballs to curveballs to screwballs and more, it's hard to predict what's coming next. So it's best to expect the unexpected.  Every September, National Preparedness Month serves as a reminder...

Wellness. It's definitely a buzz word these days. You'll find it hashtagged, TikTok'd, fyp'd, 'Grammed, blogged, headlined…you get it. All for good reason too. Wellness isn't simply a set of practices; it's a state of being. And it touches every single aspect of your...

Summer is fading fast. Over in the retail world, they're already layering pumpkins on hay bales and launching holiday sales well before the first leaf has hit the ground. Although this jumpstart is met with mixed reactions from the general public, it carries a...

Here's a fun—and surprising—finance fact: Research shows that kids as young as three years old can grasp basic financial concepts. Talk about a great opportunity for parents to share wisdom that can last a lifetime! Teaching children about money management early on...

This year is turning out to be one of great growth here at Sqwire. To that end, we're pleased to announce that Madan Menon has joined the team as COO. Madan's collaborative, visionary spirit will undoubtedly be an incredible asset to our continued growth and...

In recent years, the employer-employee dynamic has undergone a sea change. Although workplace culture naturally evolves with social norms, the country entered a new and markedly different era during the pandemic, driven by changes in employee expectations,...

Homeownership hasn't lost its luster as the American Dream. The modern economy has made it more of a challenge, sure, but it's still on many Americans' To Do list in life. What's the big deal about owning a home? Financial freedom! Here at Sqwire, we have some pretty...

Today's employees want an employer that supports them to be better at work, at home, and in the community. At work, just as in their everyday lives, employees want to feel secure.  So what's getting in the way of that ultimate goal? According to a recent survey...

Summertime is on the verge. When the calendar hits June 20, the new season ushers in a world of possibility. What will you do with those longer, warmer days? Aside from grilling and chilling, gardening and gathering, you might just want to get away from it all. ...

We can't wrap up Financial Literacy Month without telling a powerful story about passion and empowerment. Meet our founder, Danijel Velicki. Born in Croatia to an auto mechanic father and retail worker mother, Danijel, along with his older sister, grew up with an...

How well do you know your finances? No matter how you answer that question, there's no judgment here! We're here to help, whether you're a personal-finance whiz, a novice, or anything in between. April is Financial Literacy Month. Throughout the month, various...

March is best known for marking the arrival of spring, but it's also National Credit Education Month. What does that mean for the average consumer? It presents an opportunity to see where you stand. Your credit score plays a pivotal role in your financial journey,...

Are you dragging your feet on filing your personal income tax? It happens. Tax time can involve a flurry of last-minute hustling to meet that deadline. It doesn't have to be that way, though. We're here to put a little pep back into your step with a few easy tips!...

Are you feeling the burn? The one that comes along when tax season sneaks up on you. The mad scramble to gather documents and file taxes by the deadline can be overwhelming. However, there is a way to alleviate this stress and take control of your financial destiny:...

Are you still feeling the "new year, new you" vibes? If not, it's not too late to get back into it! The new year is young, with plenty of time to commit to a new financial path. A comprehensive financial wellness checklist serves as your roadmap, guiding you toward...

Photo by Tima Miroshnichenko As you step into the new year, why not start fresh with your finances? One of our favorite tips for getting money wise is also a fundamental aspect of financial stability: create a monthly budget. And stick to it! As you move through the...

It's better to give than to receive. We've heard this timeless advice so much that we've forgotten its impact. In this third and final installment of our Joy of Generosity series, we're here to revive it.  It turns out that altruism has benefits backed by...

Like the menu at Chipotle, charitable giving comes with a plethora of options. You can go the classic route (that's meat and cheese if you're eating or monetary donations if you're giving), or you can build your own according to your personal tastes. Either way,...

November 28, 2023 Let's start off with a big fact: Holiday giving isn't all about the Benjamins. There are many ways to give, each with its own benefit to the giver and the recipient.  Giving is a built-in element of this bustling time of year, which nowadays...

Don’t get Scrooged by holiday debt! There’s no denying the joy generosity brings during the holiday season. However, overspending or relying on credit can have lasting financial repercussions. Without a strategy for the weeks ahead, your bank account might end up...

October 31, 2023 // Sqwire Team Food, shelter, and clothing.  If this were Jeopardy, the question would be "What are the basics every person needs in daily life?"  By definition, "basic" is uncomplicated. However, as any adult knows, maintaining those basics...